Emerald Finance

Access to credit is the first step to empowerment.

Our mission is to provide financial services to all people including those without a credit history.

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About us

Emerald Finance is a microfinance focused on providing innovative financial services to the local underserved communities. These groups are rapidly growing and so is their need for fair and reliable capital.

With smartphones and easy connectivity growth at an all-time high the company is able to provide real time access to funds.

Products

The Ka’Starta brand is designed to serve loans to customers in three groups, individuals, agents and merchants.

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Ka’starta consumer Loan

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Ka’starta Agent Loan (2024)

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Ka’Starta Merchant Loan (2024)

How it works

Ka’starta is a financial product focused on providing loans to the unbanked and allowing customers to actively demonstrate their credit worthiness instantly. This product also provides loans to agents and merchants to allowing these businesses to grow.

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Step 1

Dial *115#

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Step 2 - Option 6

Kongola &
Savings

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Step 3 - Option 2

Kongola

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Step 4 - Option 4

Ka’starta Loan

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How to repay loan

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